Consolidated Bank Jobs & Careers In Credit.

Consolidated Bank Jobs & Careers In Credit.
Consolidated Bank seeks recruit competent and highly motivated individuals for the following positions:

CREDIT ADMINISTRATION MANAGER
Reporting to the Head of Credit, the successful candidate will be responsible for planning, directing and controlling the operations of the credit administration unit in order to ensure that the credit portfolio is properly managed.

Key responsibilities
• Ensure that offer letters are appropriately drawn and conform to approval conditions.
• Ensure that the Bank’s securities are perfected in all respects.
• Ensure safe custody of all the security documents.
• Monthly review of the portfolio and generation of the appropriate management reports.
• Management of the non-performing accounts, arrears and excesses position.
• Responsible for timely and accurate credit reports to Central Bank of Kenya, Credit Committee, Board of Directors, External Auditors and Credit Reference Bureau
• Maintain an effective Early Warning reporting System

Qualifications and Competencies
• Holder of Bachelors degree in a business related field. Professional banking qualifications will be added advantage.
• 5 years banking experience, 3 of which should be in Credit Administration or Credit Risk Management.
• Knowledge of lending products and prudential guidelines.
• Ability to lead teams and deliver business results
• Must be self-driven; possess excellent communication and interpersonal skills, strong organization and negotiation skills.

CREDIT OFFICER
The Credit Officer will responsible for analysis and appraisal of credit applications.
Key responsibilities
• Carry out credit appraisal, risk analysis vetting of proposals and making appropriate recommendations.
• Carry out account relationship management role for credit customers.
• Carry out credit administration duties regarding accounts within portfolio and ensure compliance to lending covenants.
• Maintain close follow up on borrowing clients facing loan repayment difficulties and recommend measures for rehabilitation and/or recovery of debts.
• Liaise with Branch Manager, lawyers, auctioneers, private investigators and valuers acting on Bank’s instructions to ensure close follow up is maintained on recovery of irregular debt.
• Prepare letters of offer and letters of guarantee.
• Review performance of customer facilities and make appropriate recommendations regarding non-performing facilities.
• Revision of revenue payable to Bank by customers to ensure that proper rates/charges are applied viz. negotiation fees, interest rates etc.

Minimum Qualifications and Experience
• Holder of Bachelors degree in a business related field. Professional banking qualifications will be added advantage.
• Solid analytical skills and experience in credit appraisal, handling and resolving customer requests and queries.
• Have strong communication and interpersonal skills and be able to work with diverse teams.
• Creativity, initiative and be self driven with a strong commercial orientation.
• Must have a minimum of 4years experience in a credit function

PREMISES OFFICER
Reporting to the Administration Manager, the Premises Officer will be responsible for supporting the effective and efficient planning, management, delivery and evaluation of facilities, and maintenance of safe working environment.
Key responsibilities
• Provide technical support for the design, development, management and security of the Bank’s premises, machinery, furniture, equipment and fittings.
• Prepare specifications and selection of tenders for repair and maintenance works and identify service providers such as cleaning companies and establish and manage related agreements and relationships.
• Advise on all relevant Health and Safety regulations and ensure that all relevant regulations are complied with by all staff and contractors.
• Manage day to day facility management issues/enquiries and deal with performance management issues relating to service delivery.

Minimum Qualifications and Experience
• Holder of Bachelors degree in Building Economics or Land Economics
• Three to five years experience in an administration, ideally in office management roles
• Experience in premises management and handling logistics with multiple partners/contractors

Key Skills and Competencies
• Demonstrated administrative, communication, organizational, logistics and task management skills
• Ability to think creatively to improve the efficiency of systems and projects within the organization
• Resourceful; able to develop and implement solutions to challenges as they arise in a dynamic environment
• Ability to work independently with minimum supervision

Interested and suitably qualified individuals should forward their applications, enclosing copies of their academic and professional certificates, detailed CV indicating work experience, daytime contacts and addresses of 3 professionally relevant referees to reach the undersigned by 30th September 2010.
Only short listed candidates will be contacted.
The Head of Human Resources
Consolidated Bank of Kenya Ltd
P.O. Box 51133 – 00200
NAIROBI